Oregon Law
Law as of Jan 1, 2026
Chapter contents
697.005Definitions for ORS 697.005 to 697.095 697.010[Amended by 1959 c.525 §1; 1963 c.580 §58; 1975 c.364 §1; 1977 c.185 §4; repealed by 1981 c.85 §17] 697.015Registration requirement 697.020[Amended by 1953 c.519 §2; 1959 c.525 §2; 1963 c.558 §1; 1969 c.373 §5; 1973 c.547 §1; 1975 c.364 §2; repealed by 1977 c.185 §5 (697.021 enacted in lieu of 697.020)] 697.021[1977 c.185 §6 (enacted in lieu of 697.020); repealed by 1981 c.85 §17] 697.025[1977 c.185 §3; 1981 c.85 §4; 1991 c.86 §1; 1993 c.205 §1; 1993 c.508 §42; repealed by 1995 c.622 §15] 697.030[Amended by 1959 c.525 §3; 1975 c.364 §3; 1977 c.185 §7; repealed by 1981 c.85 §17] 697.031Registration procedure; bond or letter of credit; fees; procedures for out-of-state collection agencies; rules 697.035[1959 c.525 §10; 1963 c.558 §2; 1971 c.119 §2; 1974 c.25 §2; 1975 c.364 §4; 1977 c.873 §20; repealed by 1981 c.85 §17] 697.038[1971 c.119 §1; 1973 c.547 §2; 1974 c.25 §3; 1975 c.364 §5; repealed by 1981 c.85 §17] 697.039Revocation, suspension or refusal to issue or renew registration 697.040[Repealed by 1959 c.525 §36] 697.041[1959 c.525 §11; 1963 c.558 §3; 1969 c.373 §6; 1973 c.547 §3; 1973 c.827 §79; 1974 c.36 §22; 1975 c.364 §6; repealed by 1981 c.85 §17] 697.045Status of accounts and claims assigned to agency; rights of assignor; appearance in small claims or justice court; registration as condition of access to courts 697.050[Repealed by 1959 c.525 §36] 697.051[1963 c.558 §17; 1977 c.185 §8; repealed by 1981 c.85 §17] 697.053Registration exclusive regulation; local fees authorized 697.055[1975 c.364 §37; 1977 c.185 §9; repealed by 1981 c.85 §17] 697.058Agency records; business office; trust accounts; reporting requirements; audit of trust accounts; cost of audit; exemptions 697.060[Repealed by 1959 c.525 §36] 697.061[1959 c.525 §5; 1963 c.558 §4; 1963 c.580 §59; 1973 c.547 §4; 1975 c.364 §7; repealed by 1981 c.85 §17] 697.063Status of business records and bank accounts following revocation of registration; liquidation; expenses and attorney fees 697.070[Amended by 1959 c.525 §6; 1961 c.686 §1; 1969 c.373 §7; 1971 c.119 §3; 1973 c.547 §5; 1974 c.25 §4; 1975 c.364 §8; 1977 c.873 §21; repealed by 1981 c.85 §17] 697.075[1981 c.85 §16; 1991 c.249 §63; repealed by 1995 c.622 §15] 697.080[Amended by 1959 c.525 §7; 1963 c.558 §5; 1969 c.373 §8; 1975 c.364 §9; repealed by 1981 c.85 §17] 697.085Rules 697.086Rules for collection of child support payments 697.087Injunction; damages; attorney fees; limitation on actions 697.090[Repealed by 1959 c.525 §36] 697.091Fees or compensation received in violation of law; disposition 697.093Enforcement 697.094Orders issued under ORS 697.093 697.095Civil penalties 697.098[1981 c.267 §2; repealed by 1987 c.373 §85] 697.100[Amended by 1959 c.525 §8; 1969 c.373 §9; 1975 c.364 §10; repealed by 1981 c.85 §17] 697.105Fee for collection of debt owed public body; notice to debtor; amount 697.107Prohibition on use of public agency or public official seal or letterhead 697.110[Repealed by 1959 c.525 §36] 697.111[1959 c.525 §12; 1961 c.686 §2; 1963 c.558 §15; 1974 c.25 §5; 1975 c.364 §11; repealed by 1981 c.85 §17] 697.115Fee for collection of commercial debt; amount; limit 697.120[Amended by 1953 c.520 §5; 1961 c.686 §3; 1974 c.25 §6; 1975 c.364 §12; repealed by 1981 c.85 §17] 697.130[Amended by 1953 c.520 §5; repealed by 1959 c.525 §36] 697.140[Repealed by 1959 c.525 §36] 697.145[Amended by 1953 c.520 §5; repealed by 1959 c.525 §36] 697.146[1959 c.525 §13; 1961 c.686 §4; 1963 c.558 §6; 1971 c.119 §4; 1974 c.25 §7; 1975 c.364 §13; repealed by 1981 c.85 §17] 697.150[Amended by 1953 c.520 §5; repealed by 1959 c.525 §36] 697.160[Amended by 1953 c.520 §5; repealed by 1959 c.525 §36] 697.165[Amended by 1959 c.525 §16; 1963 c.558 §16; 1963 c.580 §60; 1969 c.591 §300; 1975 c.364 §14; repealed by 1981 c.85 §17] 697.170[Amended by 1957 §469 §1; repealed by 1959 c.525 §36] 697.180[Repealed by 1959 c.525 §36] 697.181[1959 c.525 §14; 1963 c.580 §61; 1969 c.373 §10; 1975 c.364 §15; repealed by 1981 c.85 §17] 697.190[Amended by 1959 c.525 §17; 1963 c.558 §7; 1975 c.364 §16; repealed by 1981 c.85 §17] 697.200[Amended by 1975 c.364 §17; repealed by 1981 c.85 §17] 697.210[Amended by 1959 c.525 §18; 1963 c.580 §62; 1975 c.364 §18; repealed by 1981 c.85 §17] 697.220[Amended by 1959 c.525 §19; repealed by 1973 c.794 §34] 697.230[Amended by 1959 c.525 §20; 1963 c.558 §8; 1963 c.580 §63; 1975 c.364 §19; repealed by 1981 c.85 §17] 697.235[1959 c.525 §22; 1975 c.364 §20; 1977 c.185 §10; repealed by 1981 c.85 §17] 697.240[Amended by 1957 c.429 §2; 1959 c.525 §23; 1963 c.558 §9; 1975 c.364 §21; repealed by 1981 c.85 §17] 697.245[1974 c.25 §9; 1975 c.364 §22; repealed by 1981 c.85 §17] 697.250[Amended by 1959 c.525 §24; 1975 c.364 §23; 1977 c.185 §11; repealed by 1981 c.85 §17] 697.260[Repealed by 1959 c.525 §36] 697.261[1959 c.525 §15; 1963 c.558 §10; 1963 c.580 §64; 1969 c.373 §11; 1973 c.547 §6; 1975 c.364 §24; repealed by 1981 c.85 §17] 697.270[Amended by 1959 c.525 §25; repealed by 1971 c.734 §21] 697.271[1975 c.364 §33; repealed by 1981 c.85 §17] 697.273[1975 c.364 §34; repealed by 1981 c.85 §17] 697.275[1963 c.580 §57; 1975 c.364 §25; repealed by 1981 c.85 §17] 697.280[Repealed by 1959 c.525 §36] 697.281[1975 c.364 §36; repealed by 1981 c.85 §17] 697.285[1963 c.580 §56; repealed by 1975 c.364 §38] 697.290[Amended by 1959 c.525 §26; 1963 c.558 §11; 1971 c.119 §5; 1975 c.364 §26; repealed by 1981 c.85 §17] 697.295[1977 c.185 §2; repealed by 1981 c.85 §17] 697.300[1969 c.373 §2; 1975 c.364 §27; repealed by 1981 c.85 §17] 697.305[1969 c.373 §3; 1975 c.364 §28; repealed by 1981 c.85 §17] 697.310[1969 c.373 §4; 1975 c.364 §29; repealed by 1981 c.85 §17] 697.330[1975 c.364 §35; repealed by 1981 c.85 §17] 697.400[Repealed by 1959 c.525 §36] 697.401[1959 c.525 §29; 1963 c.558 §12; repealed by 1963 c.580 §103] 697.402[1963 c.580 §52; 1969 c.314 §98; 1971 c.753 §39; 1975 c.364 §30; 1977 c.185 §12; repealed by 1981 c.85 §17] 697.410[Repealed by 1959 c.525 §36] 697.411[1959 c.525 §30; 1963 c.558 §13; repealed by 1963 c.580 §103] 697.412[1963 c.580 §54; repealed by 1971 c.753 §74] 697.420[Repealed by 1959 c.525 §36] 697.421[1959 c.525 §31; repealed by 1963 c.580 §103] 697.422[1963 c.580 §55; 1975 c.364 §31; 1977 c.185 §13; repealed by 1981 c.85 §17] 697.430[Amended by 1953 c.518 §2; 1957 c.469 §3; repealed by 1959 c.525 §36] 697.440[Amended by 1959 c.525 §32; repealed by 1981 c.85 §17] 697.450[Amended by 1959 c.525 §33; repealed by 1971 c.753 §74] 697.460[Amended by 1959 c.525 §34; 1963 c.558 §14; 1967 c.216 §1; repealed by 1971 c.753 §74] 697.470[Repealed by 1981 c.85 §17] 697.480[Renumbered as part of 697.992] 697.500Definitions for ORS 697.500 to 697.555 697.502Exemptions from licensing and record-keeping requirements 697.504Licensing requirement 697.510License application form and contents; waiver; rules 697.512Application fee and investigation fee; rules 697.514Application review and license issuance; expiration and renewal; grounds for denial; rules 697.520Prohibited practices; effect on charges for dishonored payment instruments 697.522Receipt; contents 697.524Endorsement and deposit of payment instruments 697.526Notice of fees and charges; filing with department 697.528Records; retention; examination costs; rules 697.530Prohibited conduct 697.540Suspension or revocation of license; grounds; notice and hearing 697.542Powers of director; cease and desist order 697.550Rules 697.555Civil penalties; restitution 697.602Definitions for ORS 697.602 to 697.842 697.610[1959 c.635 §1; repealed by 1981 c.631 §2] 697.612Registration requirement; exceptions 697.615[1959 c.635 §2; 1969 c.334 §1; 1975 c.761 §1; repealed by 1981 c.631 §2] 697.620[1959 c.635 §3; repealed by 1981 c.631 §2] 697.622[1983 c.17 §4; 1997 c.631 §525; repealed by 2009 c.604 §27] 697.625[1959 c.635 §4; 1973 c.827 §80; repealed by 1981 c.631 §2] 697.630[1959 c.635 §5; repealed by 1981 c.631 §2] 697.632Registration procedure; fees; rules 697.635[1959 c.635 §6; repealed by 1981 c.631 §2] 697.640[1959 c.635 §7; 1963 c.470 §7; 1975 c.761 §2; repealed by 1981 c.631 §2] 697.642Bond requirement 697.645[1959 c.635 §8; 1963 c.470 §8; repealed by 1981 c.631 §2] 697.650[1959 c.635 §9; 1963 c.470 §9; 1975 c.761 §3; repealed by 1981 c.631 §2] 697.652Written agreement and budget analysis requirement; contents and form of agreement; waiver of requirements void 697.655[1959 c.635 §10; 1963 c.470 §10; repealed by 1981 c.631 §2] 697.657[1963 c.470 §11; repealed by 1981 c.631 §2] 697.660[1959 c.635 §11; repealed by 1981 c.631 §2] 697.662Prohibited practices 697.665[1959 c.635 §12; 1963 c.546 §3; 1977 c.873 §22; repealed by 1981 c.631 §2] 697.670[1959 c.635 §13; repealed by 1981 c.631 §2] 697.672Requirement to make, keep and maintain records; rules 697.675[1959 c.635 §14; 1963 c.470 §12; 1971 c.743 §410; repealed by 1981 c.631 §2] 697.680[1959 c.635 §17; repealed by 1981 c.631 §2] 697.682Trust accounts for client funds; statements 697.685[1959 c.635 §15; repealed by 1981 c.631 §2] 697.690[1959 c.635 §16; repealed by 1981 c.631 §2] 697.692Fees; circumstances in which consumer may void contract; prohibition of waiver; rules 697.695[1959 c.635 §18; 1969 c.591 §301; repealed by 1981 c.631 §2] 697.700[1959 c.635 §19; repealed by 1981 c.631 §2] 697.702Interference with records of debt management service provider 697.705[1959 c.635 §20; repealed by 1981 c.631 §2] 697.707Required disclosures 697.710[1959 c.635 §21; repealed by 1981 c.631 §2] 697.712[1983 c.17 §13; repealed by 2009 c.604 §27] 697.715[1959 c.635 §22; repealed by 1981 c.631 §2] 697.718Liability for consumer’s ascertainable loss; limitation on time to commence action 697.720[1959 c.635 §23; repealed by 1981 c.631 §2] 697.722Execution or attachment of trust account funds 697.725[1959 c.635 §24; repealed by 1973 c.794 §34] 697.730[1959 c.635 §25; repealed by 1981 c.631 §2] 697.732Examinations; investigations; costs; access; public disclosure requirements and exemptions 697.733[1963 c.470 §4; repealed by 1981 c.631 §2] 697.737[1963 c.470 §5; repealed by 1981 c.631 §2] 697.740[1959 c.635 §26; 1963 c.470 §13; repealed by 1981 c.631 §2] 697.742[1983 c.17 §17; repealed by 2009 c.604 §27] 697.743[1963 c.470 §§2,3; repealed by 1981 c.631 §2] 697.745[1959 c.635 §27; 1963 c.470 §14; repealed by 1981 c.631 §2] 697.750[1959 c.635 §30; 1963 c.470 §15; repealed by 1981 c.631 §2] 697.752Grounds for denial, revocation or suspension of registration 697.755[1959 c.635 §28; repealed by 1963 c.470 §17] 697.760[1959 c.635 §29; repealed by 1971 c.734 §21] 697.762Enjoining violations; attorney fees; damages 697.765[1959 c.635 §31; 1963 c.470 §16; repealed by 1981 c.631 §2] 697.770[1959 c.635 §32; repealed by 1981 c.631 §2] 697.772[1983 c.17 §19; 1989 c.209 §4; repealed by 2009 c.604 §27] 697.775[1959 c.635 §33; repealed by 1981 c.631 §2] 697.780[1959 c.635 §34; 1961 c.309 §7; 1967 c.216 §2; 1977 c.41 §4; repealed by 1981 c.631 §2] 697.782[1983 c.17 §20; 1989 c.209 §5; repealed by 2009 c.604 §27] 697.783[1963 c.470 §6; repealed by 1981 c.631 §2] 697.785[1959 c.635 §35; repealed by 1981 c.631 §2] 697.790[1965 c.190 §2; repealed by 1981 c.631 §2] 697.792[1983 c.17 §21; 1995 c.696 §47; repealed by 2009 c.604 §27] 697.802[1983 c.17 §22; repealed by 2009 c.604 §27] 697.810[1971 c.734 §163; repealed by 1981 c.631 §2] 697.812[1983 c.17 §23; 1989 c.209 §6; repealed by 2009 c.604 §27] 697.820[1973 c.548 §2; 1977 c.185 §14; 1981 c.85 §12; repealed by 1981 c.631 §2] 697.822Remedy not exclusive 697.825Enforcement; orders 697.830[1977 c.41 §6; 1981 c.85 §13; repealed by 1981 c.631 §2] 697.832Civil penalties 697.840Rules 697.842Disposition of moneys received by director 697.990Penalties 697.992Jurisdiction of courts

Chapter 697 — Collection Agencies; Check-Cashing Businesses; Debt Management Service Providers

ORS 697.504 Licensing requirement

Except as provided in ORS 697.502, a person may not conduct, purport to conduct or advertise that the person conducts a check-cashing business without first obtaining a license under ORS 697.514.

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2026-01-01

2025 Oregon Revised Statutes — official online source