Oregon Law
Law as of Jan 1, 2026
Chapter contents
725A.010Definitions 725A.012Application 725A.020Licensing requirement 725A.022License application; contents; fee; rules 725A.024License application approval; license issuance; applicant qualifications; license denial; term of license; rules 725A.026Grounds for disapproving license application 725A.028License fee; other fees; rules 725A.030Annual report; contents; penalty; rules 725A.032Business name and location 725A.034License revocation and suspension 725A.036License reinstatement; fee 725A.038License surrender 725A.040Effect of license revocation, suspension or surrender 725A.050Director’s power to examine or investigate; costs 725A.052Record keeping requirements 725A.054Duty to report defalcation; audit 725A.056Loan disclosure requirements; receipt; procedure after full loan repayment 725A.058Dissemination of false, misleading or deceptive statement 725A.060Prohibited conduct generally 725A.062Prohibited conduct for title loan lender 725A.064Prohibited conduct for payday loan lender 725A.080Complaint and administrative remedy 725A.082Cease and desist order 725A.084Suspension or removal of officer or director of licensee 725A.086Limitation of personal liability 725A.090Loan tracking and counseling system; rules; fees 725A.092Rules 725A.500Definitions 725A.503Prohibition on servicing student loan without license; exceptions; powers of Director of Department of Consumer and Business Services; rules 725A.506Application for licensing; required contents; fee; bonding; power of director to issue, deny, revoke or refuse to renew license; date of expiration; rules 725A.509Duties of licensee; assumed business name 725A.512Requirement to maintain liquidity, operating reserves and tangible net worth; taking possession of licensee’s property for failure to meet requirement; appointment of receiver 725A.515Required notifications from licensee to director 725A.518Supervisory powers of director; examination of licensee; charge for costs of examination; multistate cooperation; rules 725A.521Required practices under federal student loan agreement; prohibitions; exemptions 725A.524Investigation of complaints; confidentiality of materials obtained in investigation; exceptions; charge for costs of investigation 725A.527Violations; orders of director; remedies; civil penalties; charge for costs of proceeding 725A.530Ombudsman; duties; report to Legislative Assembly 725A.990Penalties

Chapter 725A — Short-Term Loans and Student Loan Servicing

ORS 725A.058 Dissemination of false, misleading or deceptive statement

A licensee or other person may not advertise, print, display, publish, distribute or broadcast or cause or permit to be advertised, printed, displayed, published, distributed or broadcast in any manner whatsoever a statement or representation that is false, misleading or deceptive with respect to a rate, term or condition for a payday loan or title loan.

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Provenance

Version history

2026-01-01

2025 Oregon Revised Statutes — official online source