Oregon Law
Law as of Jan 1, 2026
Chapter contents
743.003[1967 c.359 §335; renumbered 742.001 in 1989] 743.004Submission of information by carriers offering health benefit plans 743.005Protection of health information report 743.006[Formerly 736.300; renumbered 742.003 in 1989] 743.007Data reporting 743.008Reporting requirements; rules 743.009[1967 c.359 §337; 1969 c.336 §11; 1973 c.608 §1; renumbered 742.005 in 1989] 743.010Health insurance policy and health benefit plan forms; expenditures on primary care; rules 743.011[1985 c.827 §2; repealed by 1989 c.255 §15] 743.012[1967 c.359 §338; 1989 c.700 §13; renumbered 742.007 in 1989] 743.013[1989 c.474 §2; 2003 c.364 §106; renumbered 743B.300 in 2015] 743.015Filing and approval of credit life and credit health insurance forms; filing of rates 743.018Filing of rates for life and health insurance; rules 743.019Procedure for review of proposed rates for health benefit plans; rules 743.020Rate filing to include statement of administrative expenses; rules 743.021[1967 c.359 §341; 1971 c.231 §21; 1973 c.525 §1; renumbered 742.009 in 1989] 743.022Premium rates for individual health benefit plans 743.023Electronic administration; discounted rates; requirements 743.024[1967 c.359 §342; renumbered 743.040 in 2015] 743.025Annual report of information related to prescription drugs covered by health benefit plans; reports to Legislative Assembly 743.027[1967 c.359 §342a; 1991 c.182 §2; 2009 c.331 §1; 2015 c.629 §60; renumbered 743.038 in 2015] 743.028Uniform health insurance claim forms 743.029Uniform standards for health care financial and administrative transactions; rules 743.030[Formerly 739.420; renumbered 743.044 in 2015] 743.031Stakeholder work group to recommend uniform standards 743.033[1967 c.359 §344; renumbered 742.011 in 1989] 743.034Coordination with Oregon Health Authority concerning uniform standards; Department of Human Services to be subject to standards 743.035Uniform prior authorization form for prescription drug benefits; consultation with Oregon Health Authority; rules 743.036[Formerly 736.330; 1973 c.823 §149; repealed by 1973 c.827 §83] 743.037[1973 c.521 §2; renumbered 743.721 in 1989] 743.038Consent of individual required for life and health insurance; exceptions 743.039Alteration of application for life or health insurance 743.040Personal insurance, insurable interest and beneficiaries 743.041Payment discharges insurer 743.042[1967 c.359 §347; 1985 c.465 §1; renumbered 742.013 in 1989] 743.043Assignment of policies 743.044Life insurance for benefit of charity 743.045[Formerly 736.305; 1971 c.231 §22; 1985 c.465 §2; renumbered 742.016 in 1989] 743.046Exemption of proceeds of individual life insurance other than annuities 743.047Exemption of proceeds of group life insurance 743.048[Formerly 736.315; renumbered 742.018] 743.049Exemption of proceeds of annuity policies; assignability of rights 743.050Exemption of proceeds of health insurance 743.051[1967 c.359 §350; renumbered 742.021 in 1989] 743.052[1971 c.372 §2; renumbered 743.719 in 1989] 743.053Prohibition on requirement that death or dismemberment occur in less than 180 days after accident 743.054[1967 c.359 §351; renumbered 742.023 in 1989] 743.055[1991 c.875 §2; repealed by 1995 c.506 §11] 743.056[2011 c.30 §2; 2013 c.5 §§15,16; renumbered 742.407 in 2015] 743.057[1967 c.359 §352; renumbered 742.026 in 1989] 743.060[1967 c.359 §353; renumbered 742.028 in 1989] 743.061[2011 c.130 §2; 2015 c.792 §12; renumbered 743.029 in 2015] 743.062[2011 c.130 §3; renumbered 743.031 in 2015] 743.063[1967 c.359 §354; renumbered 742.033 in 1989] 743.064[2011 c.130 §5; renumbered 743.034 in 2015] 743.065[2013 c.596 §2; renumbered 743.035 in 2015] 743.066[1967 c.359 §355; 1971 c.231 §23; renumbered 742.036 in 1989] 743.069[1967 c.359 §356; renumbered 742.038 in 1989] 743.072[Formerly 736.310; 1971 c.231 §24; 1973 c.149 §1; renumbered 742.041 in 1989] 743.075[1967 c.359 §358; 1975 c.391 §1; 1977 c.742 §8; renumbered 742.043 in 1989] 743.078[1967 c.359 §359; renumbered 742.046 in 1989] 743.080[1971 c.231 §5; 1983 c.249 §1; renumbered 742.048 in 1989] 743.081[1967 c.359 §360; renumbered 742.051 in 1989] 743.082[2011 c.561 §1; renumbered 743B.500 in 2015] 743.083[2011 c.561 §3; renumbered 743B.501 in 2015] 743.084[1967 c.359 §361; renumbered 743.041 in 1989] 743.085[2011 c.561 §4; renumbered 743B.502 in 2015] 743.086[2011 c.561 §5; renumbered 743B.503 in 2015] 743.087[1967 c.359 §362; renumbered 743.043 in 1989] 743.090[Formerly 736.335; repealed by 1973 c.827 §83] 743.093[1967 c.359 §364; renumbered 742.053 in 1989] 743.096[1967 c.359 §365; renumbered 742.056 in 1989] 743.099[Formerly 739.405; renumbered 743.046 in 1989] 743.100Short title 743.101Purpose 743.102[1967 c.359 §367; renumbered 743.047 in 1989] 743.103Definitions for ORS 743.100 to 743.109 743.104Scope of ORS 743.100 to 743.109 743.105[1967 c.359 §368; renumbered 743.049 in 1989] 743.106Reading ease standards for life and health insurance policies 743.107When director may authorize lower standards 743.108[1967 c.359 §369; renumbered 743.050 in 1989] 743.109Approval of certain policy forms containing specified provisions; conditions for approval 743.111[Formerly 744.090; renumbered 742.058 in 1989] 743.114[Formerly 736.325; 1971 c.123 §1; 1981 c.667 §1; renumbered 742.061 in 1989] 743.115[1987 c.774 §46; 1989 c.376 §1; renumbered 742.063 in 1989] 743.116[1971 c.603 §2; 1981 c.422 §1; 1981 c.891 §2; renumbered 743.701 in 1989] 743.117[1967 c.271 §§2,3; renumbered 743.703 in 1989] 743.118[1987 c.720 §2; renumbered 743.704 in 1989] 743.119[1981 c.254 §2; renumbered 743.706 in 1989] 743.120[1975 c.135 §2; renumbered 743.707 in 1989] 743.123[1975 c.338 §2; renumbered 743.709 in 1989] 743.125[1979 c.268 §6; renumbered 743.710 in 1989] 743.128[1979 c.785 §20; renumbered 743.712 in 1989] 743.132[1979 c.1 §15; renumbered 743.713 in 1989] 743.135[1981 c.422 §5; 1989 c.721 §54; 1989 c.1080 §1; renumbered 743.714 in 1989] 743.138[1987 c.739 §§2,4b; renumbered 743.715 in 1989] 743.140[1985 c.536 §1; renumbered 743.716 in 1989] 743.143[1985 c.312 §2; renumbered 743.717 in 1989] 743.145[1985 c.747 §59; renumbered 743.700 in 1989] 743.147[1987 c.530 §2; renumbered 743.718 in 1989] 743.150Scope of ORS 743.150, 743.153 and 743.156 743.153Statement of benefits 743.154Acceleration of death benefits; rules 743.156Statement of premium 743.159Scope of ORS 743.162 to 743.243 743.162Payment of premium 743.165Grace period 743.168Incontestability 743.171Incontestability and limitation of liability after reinstatement 743.174Entire contract 743.177Statements of insured 743.180Misstatement of age 743.183Dividends 743.186Policy loan 743.187Maximum interest rate on policy loan; adjustable interest rate 743.189Reinstatement 743.192Payment of claim; payment of interest upon failure to pay proceeds 743.195Installment payments 743.198Title 743.201Beneficiary of industrial policies 743.204Standard Nonforfeiture Law for Life Insurance; applicability 743.207Required provisions relating to nonforfeiture 743.210Determination of cash surrender values; applicability to certain policies 743.213Determination of paid-up nonforfeiture benefits 743.215Calculation of adjusted premiums 743.216Adjusted premiums; applicability 743.218Requirements for determination of future premium amounts or minimum values 743.219Supplemental rules for calculating nonforfeiture benefits 743.221Cash surrender values upon default in premium payment 743.222Policy benefits and premiums that shall be disregarded in calculating cash surrender values and paid-up nonforfeiture benefits 743.225Prohibited provisions 743.228Acts of corporate insured or beneficiary with respect to policy 743.230Variable life policy provisions 743.231“Profit-sharing policy” defined 743.234“Charter policy” or “founders policy” defined 743.237“Coupon policy” defined 743.240Profit-sharing, charter or founders policies prohibited 743.243Restrictions on form of coupon policy 743.245Variable life insurance policy provisions 743.247Notice to variable life insurance policyholders 743.252Scope of ORS 743.255 to 743.273 743.255Grace period for annuities 743.258Incontestability 743.261Entire contract 743.262Obligations of producers and insurers in sale or recommendation of annuity; penalties; rules 743.264Misstatement of age or sex 743.267Dividends 743.268Advancement of policy loans 743.269Periodic payments for period certain 743.270Reinstatement 743.271Periodic stipulated payments on variable annuities 743.272Computing benefits 743.273Standard provisions of reversionary annuities 743.275Standard Nonforfeiture Law for Individual Deferred Annuities; application 743.278Required provisions in annuity policies; exception 743.281[1977 c.320 §4; repealed by 2003 c.370 §9] 743.284Computation of benefits 743.287Commencement of annuity payments at optional maturity dates; calculation of benefits 743.290Notice of nonpayment of certain benefits to be included in annuity policy 743.293Minimum forfeiture amounts for annuity policies; rules 743.295Effect of certain life insurance and disability benefits on minimum nonforfeiture amounts 743.298Penalties, fees or charges; rules 743.303Requirements for issuance of group life insurance policies 743.306Required provisions in group life insurance policies 743.309Nonforfeiture provisions 743.312Grace period 743.315Incontestability 743.318Application; representations by policyholders and insureds 743.321Evidence of insurability 743.324Misstatement of age 743.327Payments under policy; payment of interest upon failure to pay proceeds 743.330Issuance of certificates 743.333Termination of individual coverage 743.336Termination of policy or class of insured persons 743.339Death during period for conversion to individual policy 743.342Statement furnished to insured under credit life insurance policy 743.345Assignability of group life policies 743.348Certain sales practices prohibited 743.350[1979 c.708 §2; renumbered 743.100 in 1989] 743.351Eligibility of association to be group life policyholder; rules 743.353[1979 c.708 §3; renumbered 743.101 in 1989] 743.354Requirements for certain group life policies issued to trustees of certain funds; rules 743.356Continuing coverage upon replacement of group life policy 743.357[1979 c.708 §4; renumbered 743.103 in 1989] 743.358Borrowing by certificate holders under group life policy 743.360Alternative group life insurance coverage 743.362[1979 c.708 §5; renumbered 743.104 in 1989] 743.365[1979 c.708 §6; renumbered 743.106 in 1989] 743.368[1979 c.708 §7; renumbered 743.107 in 1989] 743.370[1979 c.708 §8; renumbered 743.109 in 1989] 743.371Definitions for credit life and credit health insurance provisions 743.372Applicability of credit life and credit health insurance provisions 743.373Forms of credit life and credit health insurance 743.374Limits on amount of credit life insurance 743.375Limit on amount of credit health insurance 743.376Duration of credit life and credit health insurance 743.377Credit life and credit health insurance policy or group certificate; contents; delivery of policy, certificate or copy of application 743.378Charges and refunds to debtor 743.379Status of remuneration to creditor 743.380Claim report and payment 743.402Exceptions to individual health insurance policy requirements 743.405General requirements for health insurance policies 743.406Required provisions in group health insurance policies 743.408Mandatory provisions 743.411Entire contract; changes 743.412[1977 c.632 §2; 1981 c.319 §1; 2001 c.900 §230; renumbered 743A.160 in 2007] 743.414Time limit on certain defenses; incontestability 743.416Due date for first premium payment 743.417Grace period for subsequent premium payments; cancellation and nonrenewal 743.420Reinstatement 743.423Notice of claim 743.426Claim forms 743.429Proofs of loss 743.432Time of payment of claims 743.435Payment of claims 743.438Physical examinations and autopsy 743.441Legal actions 743.444Change of beneficiary 743.447Optional provisions 743.450Change of occupation 743.453Misstatement of age 743.456Other insurance in same insurer 743.459Insurance with other insurers; expense incurred benefits 743.462Insurance with other insurers; other than expense incurred benefits 743.465Relation of earnings to insurance 743.468Unpaid premium 743.471Cancellation 743.472Permissible reasons for cancellation or refusal to renew 743.474Conformity with state statutes 743.477Illegal occupation 743.480[1967 c.359 §452; 1979 c.744 §64; 2007 c.128 §1; renumbered 743A.164 in 2007] 743.483Arrangement of provisions 743.486Scope of term “insured” in statutory policy provisions 743.489Extension of coverage beyond policy period; effect of misstatement of age 743.492Policy return and premium refund provision 743.495Use of terms “noncancelable” or “guaranteed renewable”; synonymous terms 743.498Statement in policy of cancelability or renewability 743.499[2011 c.500 §4a; 2012 c.24 §1; renumbered 743B.330 in 2015] 743.516[1967 c.359 §459; repealed by 1999 c.987 §28] 743.519[1967 c.359 §460; 1971 c.231 §25; repealed by 1999 c.987 §28] 743.520[1971 c.231 §4; repealed by 1999 c.987 §28] 743.521Leased workers; offering group health insurance 743.522Additional groups designated by director 743.523Certain sales practices prohibited 743.524Eligibility of association to be group health policyholder; rules 743.525[1967 c.359 §462; repealed by 1981 c.752 §17] 743.526Determination of whether trustees are policyholders; consequences; rules 743.527[1979 c.797 §2; 1981 c.395 §1; renumbered 743B.340 in 2015] 743.528[1967 c.359 §463; 1981 c.752 §13; 1997 c.716 §23; 2013 c.681 §57; renumbered 743.406 in 2015] 743.529[1977 c.402 §5; 1991 c.182 §6; renumbered 743B.341 in 2015] 743.530[1985 c.634 §2; renumbered 743B.342 in 2015] 743.531[1967 c.359 §464; 1985 c.747 §71; 1989 c.784 §23; 2015 c.588 §3; renumbered 743B.460 in 2015] 743.532[1987 c.782 §2; repealed by 1989 c.1044 §7] 743.533[2001 c.943 §5; renumbered 743.521 in 2015] 743.534[1967 c.359 §465; renumbered 743.536 in 2015] 743.535Health benefit coverage for guaranteed association 743.536“Blanket health insurance” defined 743.537Required provisions for blanket health insurance policies 743.540Application and certificates not required for blanket health insurance policies 743.543Payment of benefits under blanket health insurance policies 743.546Exemption of policy form approval for blanket health insurance policies 743.549[1973 c.143 §2; 1989 c.1080 §2; repealed by 2013 c.681 §65 and 2013 c.640 §21] 743.550Student health insurance 743.551Student health benefit plans; rules 743.552[1973 c.143 §3; 2013 c.681 §15a; 2015 c.515 §6; renumbered 743B.475 in 2015] 743.555[1973 c.143 §4; repealed by 2005 c.22 §495] 743.556[1987 c.411 §2; 1989 c.721 §55; 1991 c.67 §198; 1991 c.470 §19; 1991 c.654 §2; 1999 c.1086 §1; 2001 c.900 §217; 2003 c.33 §5; 2005 c.705 §1; 2007 c.71 §240; renumbered 743A.168 in 2007] 743.557[1975 c.698 §2; 1977 c.632 §3; 1981 c.319 §2; 1983 c.601 §5; repealed by 1987 c.411 §9] 743.558[1973 c.613 §2; 1983 c.601 §6; repealed by 1987 c.411 §9] 743.559[1983 c.601 §12; repealed by 1991 c.182 §20] 743.560[1991 c.673 §§3,4; 1993 c.454 §1; 1997 c.716 §24; 2001 c.943 §11; 2013 c.681 §58; renumbered 743B.320 in 2015] 743.561[Formerly 739.565; renumbered 743.371 in 1989] 743.562[1991 c.673 §5; renumbered 743B.321 in 2015] 743.564[Formerly 739.570; 1969 c.336 §13; 1989 c.1073 §1; renumbered 743.372 in 1989] 743.565[2001 c.943 §8; renumbered 743B.323 in 2015] 743.566[2001 c.943 §16; renumbered 743B.324 in 2015] 743.567[Formerly 739.575; renumbered 743.373 in 1989] 743.570[1967 c.359 §473; renumbered 743.374 in 1989] 743.573[Formerly 741.425; renumbered 743.375 in 1989] 743.576[Formerly 739.585; renumbered 743.376 in 1989] 743.579[Formerly 739.590; renumbered 743.377 in 1989] 743.582[Formerly 739.600; renumbered 743.378 in 1989] 743.585[Formerly 739.603; renumbered 743.379 in 1989] 743.588[Formerly 739.610; renumbered 743.380 in 1989] 743.600[Formerly 743.851; renumbered 743B.343 in 2015] 743.601[Formerly 743.852; 2003 c.576 §557; 2011 c.500 §6a; 2012 c.24 §2; renumbered 743B.344 in 2015] 743.602[Formerly 743.853; 2015 c.515 §7; renumbered 743B.345 in 2015] 743.603[Formerly 744.070; renumbered 742.200 in 1989] 743.606[1967 c.359 §481; 1967 c.453 §3; renumbered 742.202 in 1989] 743.607[1967 c.453 §2; renumbered 742.204 in 1989] 743.609[1967 c.359 §482; 1971 c.231 §26; renumbered 742.206 in 1989] 743.610[Formerly 743.850; 2009 c.73 §§3,4; 2011 c.500 §§6b,6c; 2012 c.24 §3; 2013 c.681 §16; renumbered 743B.347 in 2015] 743.611[Formerly 743.855; 1991 c.673 §6; repealed by 1995 c.603 §42] 743.612[1967 c.359 §483; 1985 c.465 §3; renumbered 742.208 in 1989] 743.613[Formerly 743.860; repealed by 1995 c.603 §42] 743.614[Formerly 743.865; repealed by 1995 c.603 §42] 743.615[1967 c.359 §484; renumbered 742.210 in 1989] 743.616[Formerly 743.870; repealed by 1995 c.603 §42] 743.617[Formerly 743.875; repealed by 1995 c.603 §42] 743.618[1967 c.359 §485; renumbered 742.212 in 1989] 743.619[Formerly 743.880; repealed by 1995 c.603 §42] 743.620[Formerly 743.885; repealed by 1995 c.603 §42] 743.621[1967 c.359 §486; renumbered 742.214 in 1989] 743.622[Formerly 743.890; repealed by 1995 c.603 §42] 743.624[1967 c.359 §487; renumbered 742.216 in 1989] 743.627[1967 c.359 §488; renumbered 742.218 in 1989] 743.630[1967 c.359 §489; renumbered 742.220 in 1989] 743.633[1967 c.359 §490; renumbered 742.222 in 1989] 743.636[1967 c.359 §491; 1989 c.426 §2; renumbered 742.224 in 1989] 743.639[1967 c.359 §492; renumbered 742.226 in 1989] 743.642[1967 c.359 §493; renumbered 742.228 in 1989] 743.645[1967 c.359 §494; 1989 c.426 §1; renumbered 742.230 in 1989] 743.648[1967 c.359 §495; renumbered 742.232 in 1989] 743.650Long Term Care Insurance Act; purpose; application 743.651[1967 c.359 §496; renumbered 742.234 in 1989] 743.652Definitions for ORS 743.650 to 743.665 743.653Prohibition on certain policies 743.654[1967 c.359 §497; renumbered 742.236 in 1989] 743.655Rules; disclosure; contents of policy 743.656Eligibility for benefits; providers required to be covered 743.657[1967 c.359 §498; renumbered 742.238 in 1989] 743.658Notice of lapse or termination; rules 743.660[1967 c.359 §499; renumbered 742.240 in 1989] 743.662Rescission of policy and denial of claims 743.663[1967 c.359 §500; renumbered 742.242 in 1989] 743.664Offer of nonforfeiture benefit; rules 743.665Prompt pay requirements; rules 743.666[Formerly 744.125; renumbered 742.244 in 1989] 743.669[Formerly 744.130; renumbered 742.246 in 1989] 743.672[Formerly 744.430; renumbered 742.248 in 1989] 743.675[Formerly 744.440; renumbered 742.250 in 1989] 743.678[Formerly 744.450; renumbered 742.252 in 1989] 743.680Definitions for ORS 743.680 to 743.689 743.681[Formerly 744.460; renumbered 742.254 in 1989] 743.682Application of ORS 743.680 to 743.689 743.683Policy contents; standards for benefit and claims payments; rules 743.684Filing of policy; loss ratio standards; insurance producer compensation 743.685Outline of coverage; information brochure; rules 743.686Right to return of policy; premium refund 743.687Advertising 743.688Rules 743.689Director’s authority upon violation of ORS 743.680 to 743.689 743.690[1981 c.247 §17; renumbered 742.280 in 1989] 743.691[2003 c.748 §2; renumbered 743A.110 in 2007] 743.693[1999 c.428 §2; 2001 c.104 §289; renumbered 743A.080 in 2007] 743.694[2001 c.742 §2; renumbered 743A.184 in 2007] 743.695[1997 c.573 §2; renumbered 743A.060 in 2007] 743.697[1997 c.573 §3; renumbered 743A.062 in 2007] 743.699[1997 c.651 §2; 2003 c.137 §1; renumbered 743A.012 in 2007] 743.700[Formerly 743.145; 2005 c.69 §1; 2005 c.482 §3; 2007 c.313 §4; renumbered 743A.001 in 2007] 743.701[Formerly 743.116; renumbered 743A.010 in 2007] 743.702[Formerly 746.010; repealed by 1969 c.692 §11] 743.703[Formerly 743.117; 2005 c.442 §4; renumbered 743A.040 in 2007] 743.704[Formerly 743.118; repealed by 2001 c.742 §3] 743.705[Formerly 746.030; 1969 c.692 §9; 1973 c.179 §1; 1982 s.s.1 c.5 §1; 1987 c.846 §13; renumbered 742.282 in 1989] 743.706[Formerly 743.119; renumbered 743A.148 in 2007] 743.707[Formerly 743.120; 1991 c.674 §2; 1995 c.506 §10; renumbered 743A.090 in 2007] 743.708[Formerly 746.080; 1969 c.692 §10; 1973 c.823 §150; renumbered 742.284 in 1989] 743.709[Formerly 743.123; renumbered 743A.048 in 2007] 743.710[Formerly 743.125; renumbered 743A.088 in 2007] 743.711[1987 c.846 §15; renumbered 742.286 in 1989] 743.712[Formerly 743.128; renumbered 743A.036 in 2007] 743.713[Formerly 743.132; 1993 c.142 §15; 2005 c.22 §496; renumbered 743A.028 in 2007] 743.714[Formerly 743.135; renumbered 743A.024 in 2007] 743.715[Formerly 743.138; repealed by 1991 c.182 §21] 743.716[Formerly 743.140; repealed by 1995 c.506 §11] 743.717[Formerly 743.143; renumbered 743A.180 in 2007] 743.718[Formerly 743.147; renumbered 743A.014 in 2007] 743.719[Formerly 743.052; renumbered 743A.032 in 2007] 743.720[1979 c.866 §4; 1987 c.774 §56; renumbered 742.300 in 1989] 743.721[Formerly 743.037; renumbered 743A.084 in 2007] 743.722[1989 c.832 §2; 1991 c.314 §3; 1995 c.79 §365; repealed by 2007 c.313 §3] 743.723[1979 c.866 §5; 1981 c.525 §1; 1987 c.774 §57; renumbered 742.302 in 1989] 743.724[Formerly 746.307; repealed by 1997 c.695 §2 (743.725 enacted in lieu of 743.724)] 743.725[1997 c.695 §3 (enacted in lieu of 743.724); 2003 c.446 §1; 2007 c.346 §1; renumbered 743A.044 in 2007] 743.726[1997 c.496 §2; 2003 c.263 §1; renumbered 743A.188 in 2007] 743.727[1993 c.575 §2; 1999 c.429 §1; renumbered 743A.100 in 2007] 743.728[1993 c.576 §2; 1999 c.429 §2; renumbered 743A.104 in 2007] 743.729[1993 c.407 §2; renumbered 743A.070 in 2007] 743.730[1991 c.916 §3; 1993 c.18 §157; 1993 c.615 §25; 1993 c.649 §8; 1993 c.744 §31; 1995 c.603 §§1,36; 1997 c.716 §§1,2; 1999 c.547 §8; 1999 c.987 §6; 2001 c.943 §6; 2003 c.364 §112; 2005 c.744 §38; 2007 c.389 §1; 2009 c.595 §1135; 2011 c.500 §§7,49; 2012 c.38 §20; 2013 c.681 §§17,59; 2013 c.698 §20; 2015 c.3 §§50,51; 2015 c.515 §§8,9; renumbered 743B.005 in 2015] 743.731[1991 c.916 §2; 1993 c.18 §158; 1993 c.649 §11; 1995 c.603 §2; 1997 c.716 §4; 2011 c.500 §8; 2013 c.681 §18; 2015 c.515 §11; renumbered 743B.003 in 2015] 743.732[Formerly 747.080; renumbered 742.350 in 1989] 743.733[1991 c.916 §4; 1993 c.18 §159; 1995 c.603 §3; 1999 c.987 §7; 2007 c.389 §4; subsection (3) of 2007 Edition enacted as 2007 c.389 §3; 2011 c.500 §9; 2013 c.681 §19; 2015 c.3 §52; renumbered 743B.010 in 2015] 743.734[1991 c.916 §5; 1993 c.18 §160; 1995 c.603 §4; 1997 c.716 §5; 1999 c.987 §8; 2007 c.389 §5; 2007 c.752 §§4,9; 2010 c.81 §§1,2,3; 2011 c.500 §§12,13; 2013 c.681 §20; 2015 c.515 §12; renumbered 743B.011 in 2015] 743.735[Formerly 747.100; 1973 c.823 §151; renumbered 742.352 in 1989] 743.736[1991 c.916 §6; 1993 c.649 §12; 1995 c.603 §5; 1997 c.716 §6; 1999 c.987 §9; 2011 c.500 §14; 2013 c.681 §21; 2015 c.515 §13; renumbered 743B.012 in 2015] 743.737[1991 c.916 §7; 1993 c.18 §161; 1993 c.649 §10; 1995 c.603 §§6,37; 1997 c.716 §§7,8; 1999 c.987 §10; 2001 c.943 §12; 2003 c.364 §113; 2003 c.599 §§4,6; 2003 c.748 §5; 2007 c.389 §§6,7; 2007 c.391 §2; 2009 c.595 §1136; 2011 c.500 §15; 2013 c.681 §22; 2015 c.515 §14; renumbered 743B.013 in 2015] 743.738[Formerly 747.110; renumbered 742.354 in 1989] 743.739[1991 c.916 §8; repealed by 1995 c.603 §32] 743.740[1991 c.916 §9; 1993 c.18 §162; repealed by 1995 c.603 §32] 743.741[Formerly 747.130; renumbered 742.356 in 1989] 743.742[1991 c.916 §10; repealed by 1995 c.603 §32] 743.743[1991 c.916 §11; 1993 c.18 §163; 1993 c.649 §13; repealed by 1995 c.603 §32] 743.744[Formerly 747.140; renumbered 742.358 in 1989] 743.745[1991 c.916 §12; 1993 c.18 §164; 1995 c.603 §§10,38; 1999 c.987 §11; 2003 c.364 §114; 2011 c.500 §16; 2013 c.681 §23; 2015 c.515 §15; renumbered 743B.100 in 2015] 743.746[1997 c.716 §9c; repealed by 1999 c.987 §28] 743.747[Formerly 747.150; renumbered 742.360 in 1989] 743.748[2005 c.765 §2; 2007 c.752 §§5,10; 2011 c.500 §§17,18; 2013 c.681 §24; 2013 c.698 §§21,38; renumbered 743.004 in 2015] 743.749[1997 c.716 §20; renumbered 743B.102 in 2015] 743.750[1967 c.359 §516; renumbered 742.362 in 1989] 743.751[1995 c.603 §15; 1997 c.716 §10; 2011 c.500 §19; 2013 c.681 §25; 2015 c.515 §18; renumbered 743B.103 in 2015] 743.752[1995 c.603 §16; 1997 c.716 §11; 1999 c.987 §12; 2013 c.681 §26; renumbered 743B.104 in 2015] 743.753[Formerly 747.170; 1969 c.526 §2; renumbered 742.364 in 1989] 743.754[1995 c.603 §17; 1995 c.603 §40; 1997 c.716 §§12,13; 1999 c.987 §13; 2001 c.943 §13; 2003 c.748 §6; 2011 c.500 §20; 2013 c.681 §27; 2015 c.515 §19; renumbered 743B.105 in 2015] 743.755[1969 c.526 §1; renumbered 742.366 in 1989] 743.756[Formerly 747.180; renumbered 742.368 in 1989] 743.757[2005 c.571 §2; 2013 c.681 §60; renumbered 743.535 in 2015] 743.758[1997 c.716 §21; 2011 c.500 §21; renumbered 743B.110 in 2015] 743.759[Formerly 747.190; renumbered 742.370 in 1989] 743.760[1995 c.603 §18; 1997 c.716 §25; 1999 c.987 §14; 2003 c.364 §115; 2007 c.391 §3; 2011 c.500 §22; repealed by 2013 c.681 §65 and 2013 c.640 §21] 743.761[1995 c.603 §19; 2011 c.500 §23; repealed by 2013 c.681 §65 and 2013 c.640 §21] 743.762[Formerly 747.082; 1989 c.634 §1; renumbered 742.372 in 1989] 743.763[1995 c.603 §20; 1997 c.716 §26; renumbered 735.616 in 1997] 743.764[2011 c.500 §2; renumbered 743B.120 in 2015] 743.765[Formerly 747.084; 1989 c.634 §2; renumbered 742.374 in 1989] 743.766[1995 c.603 §§22,41; 1997 c.716 §§15,16; 1999 c.987 §15; 2001 c.943 §14; 2003 c.748 §7; 2011 c.500 §24; 2012 c.24 §4; 2013 c.681 §28; 2013 c.698 §22; 2015 c.515 §§20,21; renumbered 743B.125 in 2015] 743.767[1995 c.603 §23; 1999 c.987 §16; 2011 c.500 §25; 2013 c.681 §29; 2013 c.698 §23; renumbered 743.022 in 2015] 743.768[Formerly 747.086; 1983 c.338 §964; 1989 c.634 §3; renumbered 742.376 in 1989] 743.769[1995 c.603 §24; 1999 c.987 §17; 2003 c.364 §116; 2003 c.590 §§1,3; 2013 c.681 §61; 2013 c.698 §39; 2015 c.515 §§22,22a; renumbered 743B.126 in 2015] 743.770[Formerly 743.780; 1987 c.774 §60; renumbered 742.400 in 1989] 743.771[1987 c.774 §151; renumbered 742.405 in 1989] 743.772[Formerly 743.783; renumbered 742.031 in 1989] 743.773[1995 c.603 §25; renumbered 743B.127 in 2015] 743.774[Formerly 486.097; renumbered 806.190 in 1987] 743.775[2003 c.590 §8; repealed by 2015 c.70 §17 and 2015 c.515 §31] 743.776[Formerly 486.541; renumbered 742.450 in 1989] 743.777[2010 c.75 §§2 to 5; 2011 c.500 §45; 2013 c.1 §93; 2013 c.160 §1; 2013 c.681 §30; renumbered 743.023 in 2015] 743.778[Formerly 486.546; renumbered 742.454 in 1989] 743.779[Formerly 486.551; 1989 c.700 §14; renumbered 742.456 in 1989] 743.780[1975 c.796 §10; 1977 c.448 §12; 1985 c.103 §14; 1985 c.323 §10; 1985 c.624 §17a; renumbered 743.770; renumbered 742.400 in 1989] 743.781[Formerly 486.556; 1989 c.700 §15; renumbered 742.458 in 1989] 743.782[Formerly 486.561; 1989 c.700 §16; renumbered 742.460 in 1989] 743.783[Formerly 736.320; renumbered 743.772; renumbered 742.031 in 1989] 743.784[Formerly 486.564; 1989 c.700 §17; renumbered 742.462 in 1989] 743.785[Formerly 486.566; renumbered 742.464 in 1989] 743.786[1967 c.482 §1; 1971 c.523 §11; 1979 c.842 §7; 1983 c.338 §965; renumbered 742.500 in 1989] 743.787Definitions for ORS 743.788 743.788Prescription drug identification card 743.789[1967 c.482 §2; 1975 c.390 §1; 1981 c.586 §1; 1983 c.338 §966; 1987 c.632 §1; renumbered 742.502 in 1989] 743.790Rules for prescription drug identification cards 743.791[2005 c.482 §2; renumbered 743A.108 in 2007] 743.792[1967 c.482 §3; 1977 c.600 §3; 1979 c.842 §8; 1983 c.338 §967; renumbered 742.504 in 1989] 743.793[2003 c.91 §4; renumbered 743A.064 in 2007] 743.794[2005 c.477 §2; renumbered 743A.120 in 2007] 743.795[1979 c.842 §10; renumbered 742.506 in 1989] 743.796[1987 c.742 §3; renumbered 742.508 in 1989] 743.797[1987 c.742 §2; renumbered 742.510 in 1989] 743.798[2005 c.628 §2; renumbered 743A.050 in 2007] 743.799[2005 c.765 §6; renumbered 743A.124 in 2007] 743.800[1971 c.523 §2; 1973 c.551 §1; 1975 c.784 §1; 1979 c.871 §45; 1981 c.414 §1; 1983 c.338 §968; 1987 c.588 §1; renumbered 742.520 in 1989] 743.801[1995 c.672 §1; 1997 c.343 §18; 2001 c.266 §1; 2001 c.747 §5; 2003 c.87 §21; 2003 c.137 §§3,4; 2005 c.418 §2; 2009 c.806 §3; 2009 c.807 §4; 2011 c.500 §26; 2012 c.24 §5; 2013 c.596 §3; 2013 c.681 §61a; 2015 c.59 §§3,4; 2015 c.218 §§2,3; 2015 c.470 §§4,5; renumbered 743B.001 in 2015] 743.802[1987 c.588 §5; renumbered 742.522 in 1989] 743.803[1995 c.672 §2; 1997 c.343 §19; 1997 c.759 §4; 1999 c.271 §1; 2001 c.266 §4; 2013 c.129 §19; renumbered 743B.405 in 2015] 743.804[1997 c.343 §3; 2001 c.266 §15; 2003 c.87 §22; 2011 c.500 §27; 2012 c.24 §6; 2013 c.681 §37; 2015 c.59 §5; 2015 c.218 §4; 2015 c.470 §6; renumbered 743B.250 in 2015] 743.805[1971 c.523 §3; 1973 c.551 §2; 1975 c.784 §2; 1981 c.414 §2; 1987 c.588 §2; 1989 c.775 §1; renumbered 742.524 in 1989] 743.806[1995 c.672 §6; 1997 c.343 §20; 2011 c.500 §28; 2012 c.24 §7; renumbered 743B.422 in 2015] 743.807[1997 c.343 §4; 2011 c.500 §29; renumbered 743B.423 in 2015] 743.808[1995 c.672 §4; 1997 c.343 §1; 1999 c.987 §19; renumbered 743B.220 in 2015] 743.809[1995 c.672 §5; repealed by 2003 c.87 §26] 743.810[1971 c.523 §4; 1973 c.551 §4; 1975 c.784 §3; renumbered 742.526 in 1989] 743.811[1995 c.672 §7a; 2001 c.104 §290; 2003 c.87 §23; renumbered 743B.424 in 2015] 743.812[1987 c.588 §4; renumbered 742.528 in 1989] 743.813[1995 c.669 §2; renumbered 743.845 in 1997] 743.814[1997 c.343 §5; 2003 c.14 §450; renumbered 743B.200 in 2015] 743.815[1971 c.523 §5; 1973 c.551 §3; 1975 c.784 §4; 1981 c.414 §3; renumbered 742.530 in 1989] 743.816[1995 c.506 §2; renumbered 743.847 in 1997] 743.817[1997 c.343 §6; 2001 c.266 §6; renumbered 743B.202 in 2015] 743.818[2009 c.595 §1195; 2015 c.515 §23; renumbered 743.007 in 2015] 743.819[1997 c.343 §11; renumbered 743.008 in 2015] 743.820[1971 c.523 §6; 1975 c.784 §5; 1981 c.414 §4; renumbered 742.532 in 1989] 743.821[1997 c.343 §7; renumbered 743B.204 in 2015] 743.822[2011 c.322 §§2,3; 2012 c.24 §8; 2012 c.38 §21; 2013 c.681 §31; 2015 c.3 §53; renumbered 743B.130 in 2015] 743.823[1997 c.343 §8; renumbered 743B.195 in 2015] 743.824Cash dividends for healthy behaviors 743.825[1971 c.523 §7; 1975 c.784 §6; 1987 c.569 §4; 1987 c.632 §2; renumbered 742.534 in 1989] 743.826Requirements for catastrophic plans 743.827[1997 c.343 §10; 2003 c.87 §24; 2003 c.137 §5; 2005 c.418 §3; renumbered 743B.197 in 2015] 743.828[1975 c.784 §8; renumbered 742.536 in 1989] 743.829[1997 c.343 §12; renumbered 743B.400 in 2015] 743.830[1971 c.523 §8; 1975 c.784 §9; renumbered 742.538 in 1989] 743.831[1997 c.343 §13; 2009 c.595 §1137; 2015 c.318 §46; renumbered 743B.206 in 2015] 743.833[1975 c.784 §12; renumbered 742.540 in 1989] 743.834[1997 c.343 §15; renumbered 743B.403 in 2015] 743.835[1971 c.523 §9; 1975 c.784 §10; 1987 c.632 §3; renumbered 742.542 in 1989] 743.837[1997 c.343 §16; renumbered 743B.420 in 2015] 743.839[1997 c.343 §17; 2003 c.137 §6; 2005 c.418 §4; renumbered 743B.550 in 2015] 743.840[1985 c.527 §2; renumbered 742.466 in 1989] 743.842[1999 c.749 §2; renumbered 743A.250 in 2013] 743.845[Formerly 743.813; 1999 c.607 §1; 2001 c.104 §291; 2011 c.500 §30; renumbered 743B.222 in 2015] 743.847[Formerly 743.816; 2007 c.484 §2; 2011 c.602 §58; 2015 c.792 §13; renumbered 743B.470 in 2015] 743.850[1981 c.752 §1; 1983 c.817 §1; 1987 c.505 §1; renumbered 743.610 in 1989] 743.851[1987 c.505 §3; renumbered 743.600 in 1989] 743.852[1987 c.505 §§3a,4; 1989 c.784 §22; renumbered 743.601 in 1989] 743.853[1987 c.505 §5; renumbered 743.602 in 1989] 743.854[2001 c.266 §3; renumbered 743B.225 in 2015] 743.855[1981 c.752 §2; renumbered 743.611 in 1989] 743.856[2001 c.266 §5; renumbered 743B.227 in 2015] 743.857[2001 c.266 §8; 2011 c.500 §31; renumbered 743B.252 in 2015] 743.858[2001 c.266 §9; renumbered 743B.253 in 2015] 743.859[2001 c.266 §10; 2011 c.500 §32; renumbered 743B.254 in 2015] 743.860[1981 c.752 §3; renumbered 743.613 in 1989] 743.861[2001 c.266 §11; 2011 c.500 §33; renumbered 743B.255 in 2015] 743.862[2001 c.266 §12; 2011 c.500 §34; renumbered 743B.256 in 2015] 743.863[2001 c.266 §13; 2011 c.500 §35; renumbered 743B.257 in 2015] 743.864[2001 c.266 §14; 2011 c.500 §36; renumbered 743B.258 in 2015] 743.865[1981 c.752 §4; renumbered 743.614 in 1989] 743.866[2001 c.747 §2; renumbered 743.911 in 2007] 743.868[2001 c.747 §3; renumbered 743.913 in 2007] 743.870[1981 c.752 §5; renumbered 743.616 in 1989] 743.871[2007 c.390 §1; renumbered 743B.280 in 2015] 743.874[2007 c.390 §2; renumbered 743B.281 in 2015] 743.875[1981 c.752 §6; renumbered 743.617 in 1989] 743.876[2007 c.390 §3; renumbered 743B.282 in 2015] 743.878[2007 c.390 §4; 2011 c.500 §37; renumbered 743B.283 in 2015] 743.880[1981 c.752 §7; renumbered 743.619 in 1989] 743.883[2007 c.390 §5; renumbered 743B.284 in 2015] 743.885[1981 c.752 §8; renumbered 743.620 in 1989] 743.890[1981 c.752 §9; renumbered 743.622 in 1989] 743.893[2007 c.390 §6; renumbered 743B.285 in 2015] 743.894[2011 c.500 §4; 2013 c.681 §32; renumbered 743B.310 in 2015] 743.900[1971 c.476 §2; 1975 c.570 §1; renumbered 742.560 in 1989] 743.905[1971 c.476 §3; renumbered 742.562 in 1989] 743.910[1971 c.476 §4; 1977 c.600 §7; 1989 c.426 §3; renumbered 742.564 in 1989] 743.911[Formerly 743.866; 2015 c.218 §1; 2015 c.515 §25; renumbered 743B.450 in 2015] 743.912[2009 c.807 §2; 2011 c.660 §21; renumbered 743B.451 in 2015] 743.913[Formerly 743.868; renumbered 743B.452 in 2015] 743.915[1971 c.476 §5; repealed by 1975 c.570 §2 (743.916 enacted in lieu of 743.915)] 743.916[1975 c.570 §3 (enacted in lieu of 743.915); 1977 c.600 §8; 1989 c.426 §4; renumbered 742.566 in 1989] 743.917[2009 c.807 §3; 2011 c.660 §22; renumbered 743B.453 in 2015] 743.918[2009 c.806 §2; renumbered 743B.454 in 2015] 743.920[1971 c.476 §6; renumbered 742.568 in 1989] 743.921[2013 c.534 §6; repealed by 2015 c.588 §5] 743.923[2013 c.681 §3; renumbered 743B.800 in 2015] 743.925[1971 c.476 §7; renumbered 742.570 in 1989] 743.930[1971 c.476 §8; 1977 c.600 §4; renumbered 742.572 in 1989] 743.940[1987 c.774 §36; renumbered 742.700 in 1989] 743.942[1987 c.774 §37; renumbered 742.702 in 1989] 743.944[1987 c.774 §38; renumbered 742.704 in 1989] 743.946[1987 c.774 §§39,40; 1989 c.700 §18; renumbered 742.706 in 1989] 743.948[1987 c.774 §41; renumbered 742.708 in 1989] 743.950[1987 c.774 §42; 1989 c.181 §1; renumbered 742.710 in 1989] 743.951[2009 c.867 §3; repealed by 2015 c.70 §18] 743.960[2009 c.867 §4; 2012 c.15 §1; repealed by 2015 c.70 §18] 743.961[2009 c.867 §5; 2010 c.34 §1; repealed by 2015 c.70 §18] 743.965[2009 c.867 §7; repealed by 2015 c.70 §18] 743.990[2009 c.867 §6; repealed by 2015 c.70 §18]

Chapter 743 — Health and Life Insurance and Annuities

ORS 743.486 Scope of term “insured” in statutory policy provisions

As used in ORS 743.402 to 743.498, the word “insured” shall not be construed as preventing a person other than the insured with a proper insurable interest from making application for and owning a policy covering the insured or from being entitled under such a policy to any indemnities, benefits and rights provided therein.

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Version history

2026-01-01

2025 Oregon Revised Statutes — official online source