Oregon Revised Statutes
A person commits the offense of driving uninsured if the person operates a motor vehicle in this state on any highway or premises open to the public in this state without either: The person being insured while driving the vehicle under a motor vehicle liability insurance policy that meets the requirements described under ORS 806.080; or The person or the o…
Proof of insurance issued as provided in ORS 742.447, or other current proof of compliance with financial or future responsibility requirements approved by rule by the Department of Transportation, shall be carried in each motor vehicle that is operating in this state and that is not exempt from compliance with financial or future responsibility requirements…
A person commits the offense of failure to carry proof of compliance with financial responsibility requirements if the person operates a motor vehicle in this state and does not have in the vehicle current proof of compliance with financial responsibility requirements. The Department of Transportation shall determine by rule what constitutes proof of compli…
This section provides exemptions from the necessity for compliance with or proof of compliance with financial responsibility requirements in accident reports under ORS 811.725, when applying for vehicle registration under ORS 803.370 or 803.460 and for operating a vehicle under ORS 806.010. The owner or operator of a vehicle is exempt, as provided by this se…
Financial responsibility requirements are designed to provide for minimum payment of judgments of the type described in this section. For the purposes of ORS 806.130, 806.140, 809.130 and 809.470, judgments of the type described in this section must: Have become final by expiration, without appeal, of the time within which an appeal might have been perfecte…
A person commits the offense of falsification of financial responsibility if the person does any of the following: Forges or, without authority, signs any evidence of proof of compliance with financial responsibility requirements. Files or offers for filing any evidence of proof of compliance with financial responsibility requirements knowing or having rea…
A person commits the offense of giving false information about liability insurance to a police officer if the person knowingly gives false information about the person’s motor vehicle liability insurance coverage to any police officer who is enforcing motor vehicle laws. The offense described in this section, giving false information about liability insuran…
A person who is required to comply with the financial responsibility requirements of this state must be able to respond in damages, in amounts required under this section, for liability on account of accidents arising out of the ownership, operation, maintenance or use of motor vehicles and must establish that ability by one of the methods required by this s…
This section establishes a schedule of payments for the following purposes: An insurance policy described under ORS 806.080 must provide for payment of at least amounts necessary to cover the minimum required payments under this section to qualify for use for financial responsibility under ORS 806.060. A person who is self-insured under ORS 806.130 must ag…
Notwithstanding any other provision of this chapter, a person convicted of driving under the influence of intoxicants under ORS 813.010 is subject to the following requirements for the method of complying with and the amounts needed to meet financial responsibility requirements and for the duration of future responsibility filings: The person must have a ce…
A motor vehicle liability insurance policy used to comply with financial responsibility requirements under ORS 806.060 must meet all of the following requirements: It must be a policy or part of a policy designating, by explicit description or by appropriate reference, all motor vehicles for which coverage is provided by the policy. It must insure the name…
(Self-Insurance)
To qualify as a self-insurer for purposes of financial responsibility requirements under ORS 806.060, a person must do all of the following: Apply to the Department of Transportation and be issued by the department a certificate of self-insurance under ORS 806.140. Either: Establish to the satisfaction of the department that the person possesses and will …
The Department of Transportation shall issue a certificate of self-insurance for purposes of financial responsibility requirements under ORS 806.060 and future responsibility filings under ORS 806.240 to any person who qualifies under ORS 806.130. The department may cancel a certificate of self-insurance issued under this section upon reasonable grounds. Fa…
The Department of Transportation shall establish by rule a program to verify compliance with the financial responsibility requirements of operating a motor vehicle in this state. The program established under this section shall comply with all of the following: The department may select vehicles registered in this state for verification when the department …
The Department of Transportation shall investigate all certifications of compliance with financial responsibility requirements made on reports of accidents under ORS 811.725 and 811.730. The department shall contact the insurers listed on the certifications to determine whether each certification is accurate. If the certification is not correct, an insurer s…
A person who is required under ORS 803.460 or 811.725 to provide proof of compliance with financial responsibility requirements shall certify proof of compliance in a manner prescribed by the Department of Transportation by rule and shall provide any information that the department requires.
Every insurance carrier that issues property and casualty insurance policies, as defined in ORS chapter 731, in this state shall report to the Department of Transportation any person the carrier has reason to believe is involved in an accident while the person is operating a vehicle in violation of ORS 806.010. The carrier shall make the report required by t…
The Department of Transportation shall specify by rule: Any information that insurers shall submit to the department in addition to that specifically required by ORS 742.580. The form in which the information required by ORS 742.580 and by rules adopted under this section shall be submitted. Information submitted to the department in accordance with ORS 7…
A person commits the offense of failure to make a future responsibility filing after an accident if: The person is the owner or driver of a motor vehicle involved in an accident; At the time of the accident the vehicle was operated in violation of ORS 806.010; The person does not make a future responsibility filing within 30 days after the accident; and …
As appropriate, the driver or the owner, or both, are exempt from the requirement under ORS 806.200 to make a future responsibility filing if the person claiming exemption furnishes to the Department of Transportation proof of any of the following: At the time of the accident the driver was operating a vehicle owned by or leased to and operated under the di…
A person commits the offense of failure of a previous violator to make a future responsibility filing if the person is convicted of a violation of ORS 806.010 or 806.050 and the person does not make a future responsibility filing within 30 days after the conviction. In addition to any other penalties under this section, a violator of this section is subject…
Future responsibility filings required by ORS 806.200 or 806.230 or by any other law of this state are subject to all of the following: Except as provided in subsection (3) of this section, the person required to make the filing must file with the Department of Transportation, or have filed with the department for the benefit of the person, proof of complia…
A termination of the requirement to maintain a future responsibility filing does not remove a person’s responsibility to comply with financial responsibility requirements. The Department of Transportation shall terminate requirements for a future responsibility filing when any of the following occurs: The person on whose behalf the filing was made dies. Mo…
A certificate of insurance that is used to comply with future responsibility filing requirements under ORS 806.240 is subject to all of the following: Except as provided by ORS 806.280, the certificate must be issued by an insurance carrier doing business in this state. The certificate must show that the person required to make the future responsibility fi…
The Department of Transportation may not accept a certificate of insurance for purposes of future responsibility filings from an insurer that is not authorized to do business in Oregon unless the insurer is an eligible surplus lines insurer as defined in ORS 735.405 or a risk retention group as defined in ORS 735.305.
An insurance policy for which a certificate of insurance is filed to comply with future responsibility requirements is terminated with respect to any operator or vehicle designated in the certificate if the operator or vehicle is also covered by an insurance policy subsequently procured and certified to the Department of Transportation. The date of terminati…
A person commits the offense of failure to surrender license and registration on cancellation of future responsibility filing if the person does not immediately return the person’s license or driver permit and registration to the Department of Transportation when any of the following occur: A policy of insurance required under ORS 806.240 is canceled or ter…