Oregon Law
Law as of Jan 1, 2026
Chapter contents
806.010Driving uninsured prohibited; penalty 806.011Proof of insurance; rules 806.012Failure to carry proof of compliance with financial responsibility requirements; rules; penalty 806.014[1993 c.814 §§5,7; renumbered 809.715 in 1995] 806.016[1993 c.814 §6; renumbered 809.716 in 1995] 806.020Exemptions from financial responsibility requirements 806.030[1983 c.338 §839; repealed by 2009 c.257 §11] 806.040Judgments for which financial responsibility requirements established 806.050Falsification of financial responsibility; penalty 806.055Giving false information about liability insurance to police officer; penalty 806.060Methods of compliance 806.070Minimum payment schedule 806.075Insurance requirements for person convicted of driving under influence of intoxicants 806.080Insurance 806.090[1983 c.338 §845; 1999 c.59 §238; repealed by 2003 c.175 §1] 806.100[1983 c.338 §846; 1985 c.16 §428; repealed by 2003 c.175 §1] 806.110[1983 c.338 §847; repealed by 1995 c.41 §9] 806.115[1995 c.41 §2; repealed by 2003 c.175 §1] 806.120[1983 c.338 §848; 1985 c.16 §429; repealed by 1995 c.41 §9] 806.130Self-insurance 806.140Certificate; issuance; cancellation 806.150Department verification program; rules 806.160[1983 c.338 §852; 1985 c.714 §3; 2001 c.104 §300; 2009 c.257 §2; repealed by 2019 c.312 §36] 806.170Department check on financial certification on accident reports 806.180Information to be provided when certification of compliance required 806.190Insurance carrier report of person involved in accident who is in violation of ORS 806.010; civil liability 806.195Information submitted by insurers; rules; use 806.200Failure to file after accident; penalty 806.210Exemption from requirement to file after accident 806.220[1983 c.338 §857; 1985 c.393 §64; 1985 c.714 §5; 2019 c.312 §4; repealed by 2025 c.415 §46] 806.230Failure of previous violator to file 806.240Proof of compliance with future responsibility filing requirement; filing for another; failure of proof to meet requirements 806.245Termination of future responsibility filing requirement; reasons 806.250[1983 c.338 §860; 1985 c.16 §432; 1985 c.714 §9; 1987 c.158 §167; 1987 c.258 §5; repealed by 2009 c.257 §11] 806.255[1987 c.258 §7; repealed by 2009 c.257 §11] 806.260[1983 c.338 §861; repealed by 2003 c.175 §1] 806.270Certificate of insurance; requirements; presumption of completeness 806.280When certificate of insurer not authorized to do business in this state may be used 806.290Automatic termination of insurance under future responsibility filing upon subsequent filing 806.300Failure to surrender license and registration on cancellation of future responsibility filing; penalty

Chapter 806 — Financial Responsibility Law

ORS 806.060 Methods of compliance

A person who is required to comply with the financial responsibility requirements of this state must be able to respond in damages, in amounts required under this section, for liability on account of accidents arising out of the ownership, operation, maintenance or use of motor vehicles and must establish that ability by one of the methods required by this section. All of the following apply to the financial responsibility requirements of this state:

(1)

To meet the financial responsibility requirements, a person must be able to respond in damages in amounts not less than those established under the payment schedule under ORS 806.070.

(2)

A person may only comply with the financial responsibility requirements of this state by establishing the required ability to respond in damages in one of the following ways:

(a)

Obtaining a motor vehicle liability policy meeting the requirements under ORS 806.080 that will provide at least minimum limits necessary to pay amounts established under the payment schedule under ORS 806.070.

(b)

Becoming self-insured as provided under ORS 806.130.

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Provenance

Version history

Prior statutory text is not available in the ingested published editions. Consult an earlier official ORS edition or the cited Oregon Laws chapter.