Oregon Law
Law as of Jan 1, 2026
Chapter contents
806.010Driving uninsured prohibited; penalty 806.011Proof of insurance; rules 806.012Failure to carry proof of compliance with financial responsibility requirements; rules; penalty 806.014[1993 c.814 §§5,7; renumbered 809.715 in 1995] 806.016[1993 c.814 §6; renumbered 809.716 in 1995] 806.020Exemptions from financial responsibility requirements 806.030[1983 c.338 §839; repealed by 2009 c.257 §11] 806.040Judgments for which financial responsibility requirements established 806.050Falsification of financial responsibility; penalty 806.055Giving false information about liability insurance to police officer; penalty 806.060Methods of compliance 806.070Minimum payment schedule 806.075Insurance requirements for person convicted of driving under influence of intoxicants 806.080Insurance 806.090[1983 c.338 §845; 1999 c.59 §238; repealed by 2003 c.175 §1] 806.100[1983 c.338 §846; 1985 c.16 §428; repealed by 2003 c.175 §1] 806.110[1983 c.338 §847; repealed by 1995 c.41 §9] 806.115[1995 c.41 §2; repealed by 2003 c.175 §1] 806.120[1983 c.338 §848; 1985 c.16 §429; repealed by 1995 c.41 §9] 806.130Self-insurance 806.140Certificate; issuance; cancellation 806.150Department verification program; rules 806.160[1983 c.338 §852; 1985 c.714 §3; 2001 c.104 §300; 2009 c.257 §2; repealed by 2019 c.312 §36] 806.170Department check on financial certification on accident reports 806.180Information to be provided when certification of compliance required 806.190Insurance carrier report of person involved in accident who is in violation of ORS 806.010; civil liability 806.195Information submitted by insurers; rules; use 806.200Failure to file after accident; penalty 806.210Exemption from requirement to file after accident 806.220[1983 c.338 §857; 1985 c.393 §64; 1985 c.714 §5; 2019 c.312 §4; repealed by 2025 c.415 §46] 806.230Failure of previous violator to file 806.240Proof of compliance with future responsibility filing requirement; filing for another; failure of proof to meet requirements 806.245Termination of future responsibility filing requirement; reasons 806.250[1983 c.338 §860; 1985 c.16 §432; 1985 c.714 §9; 1987 c.158 §167; 1987 c.258 §5; repealed by 2009 c.257 §11] 806.255[1987 c.258 §7; repealed by 2009 c.257 §11] 806.260[1983 c.338 §861; repealed by 2003 c.175 §1] 806.270Certificate of insurance; requirements; presumption of completeness 806.280When certificate of insurer not authorized to do business in this state may be used 806.290Automatic termination of insurance under future responsibility filing upon subsequent filing 806.300Failure to surrender license and registration on cancellation of future responsibility filing; penalty

Chapter 806 — Financial Responsibility Law

ORS 806.012 Failure to carry proof of compliance with financial responsibility requirements; rules; penalty

(1)

A person commits the offense of failure to carry proof of compliance with financial responsibility requirements if the person operates a motor vehicle in this state and does not have in the vehicle current proof of compliance with financial responsibility requirements.

(2)

The Department of Transportation shall determine by rule what constitutes proof of compliance with financial responsibility requirements.

(3)

This section does not apply:

(a)

To persons operating motor vehicles that are exempt from financial responsibility requirements by ORS 806.020; or

(b)

If a police officer verifies proof of compliance with financial responsibility requirements through the Law Enforcement Data System.

(4)

The court shall dismiss any charge under this section if, prior to the court appearance date listed on the citation, the person charged delivers to the clerk of the court named on the citation proof of compliance with financial responsibility requirements at the time of the violation.

(5)

The offense described in this section, failure to carry proof of compliance with financial responsibility requirements, is a Class B traffic violation.

Official sources · 1Tap to view provenance and version history

Online copy of the published ORS edition

This independent, nongovernmental service preserves the official source behind every rendered section.

Provenance

Version history

Prior statutory text is not available in the ingested published editions. Consult an earlier official ORS edition or the cited Oregon Laws chapter.