Oregon Law
Law as of Jan 1, 2026
Chapter contents
737.005[Amended by 1963 c.580 §92; repealed by 1967 c.359 §704] 737.007“Rating organization” defined 737.010[Amended by 1967 c.359 §303; renumbered 737.280] 737.012“Advisory organization” defined 737.015[Repealed by 1967 c.359 §704] 737.017“Member,” “subscriber” defined 737.020[1967 c.359 §299; repealed by 1969 c.690 §29] 737.025Purpose, intent of chapter 737.030[1967 c.359 §300; repealed by 1969 c.690 §29] 737.035Application of chapter 737.040[1967 c.359 §301; repealed by 1969 c.690 §29] 737.045Remedies of director for violations of chapter 737.050[1967 c.359 §302; repealed by 1969 c.690 §29] 737.105[Amended by 1961 c.562 §7; 1965 c.611 §17; repealed by 1967 c.359 §704] 737.110[Repealed by 1967 c.359 §704] 737.115[Repealed by 1967 c.359 §704] 737.120[Repealed by 1967 c.359 §704] 737.125[Repealed by 1967 c.359 §704] 737.130[Repealed by 1967 c.359 §704] 737.135[Repealed by 1969 c.336 §21 and 1969 c.690 §29] 737.140[Repealed by 1967 c.359 §704] 737.145[Repealed by 1967 c.359 §704] 737.150[Repealed by 1967 c.359 §704] 737.155[Repealed by 1967 c.359 §704] 737.160[Repealed by 1967 c.359 §704] 737.165[Repealed by 1967 c.359 §704] 737.170[Repealed by 1967 c.359 §704] 737.175[Repealed by 1967 c.359 §704] 737.180[Amended by 1967 c.359 §308; renumbered 737.312] 737.185[Repealed by 1967 c.359 §704] 737.205Filing rates, plans with director; public inspection of filings; effect on workers’ compensation filings 737.207Commercial liability insurance rate filings; prior approval by director 737.209Hearing on rate filings under ORS 737.207; order; review 737.215Effect of noncompliance with rating regulation 737.225Records requirements; inspection; statistics; workers’ compensation statistical agency; rules 737.230Data must include certain information 737.235Examining rating systems of insurers; costs 737.245Collusive ratings prohibited; liability for damages 737.255Authority for cooperative ratings and systems 737.265Unauthorized adherence to rates, rating systems; workers’ compensation insurance policy forms 737.270Determination of workers’ compensation premiums for worker leasing company; reporting statistical experience 737.275Preparation of rates, rating systems and other administrative matters by insurers under common ownership 737.280[Formerly 737.010; repealed by 1969 c.690 §29] 737.290[1967 c.359 §305; repealed by 1969 c.690 §29] 737.300[1967 c.359 §306; repealed by 1969 c.690 §29] 737.305[Repealed by 1967 c.359 §704] 737.310Method of rate making; factors considered; effect of wildfire risk mitigation actions; rules 737.312Agreements among insurers for assignment of risks; rate modifications 737.315[Amended by 1967 c.359 §309; 1967 c.366 §1; repealed by 1969 c.690 §29] 737.316Combining employers for workers’ compensation insurance; conditions 737.318Premium audit program for workers’ compensation insurance; rules; penalties 737.320Review of certain filings; effective date of filings; investigation and evaluation of workers’ compensation rate filings 737.322Rating plan approval; rules; hearing on disapproval; costs 737.325Suspension or modification of filing requirement; rules; excess rates for specific risks 737.330Contracts to comply with effective filings; exception 737.335[Repealed by 1967 c.359 §704] 737.336Disapproval of filings by director; noncompliance with chapter 737.340Initiation of proceedings by aggrieved person to determine lawfulness of filings; hearing 737.342Hearing and order procedure 737.345[Amended by 1967 c.359 §315; repealed by 1969 c.690 §29] 737.346[Formerly 737.512; 1977 c.428 §5; 1979 c.850 §4; 1983 c.754 §1; 1985 c.484 §1; 1987 c.774 §71; 1995 c.79 §362; 1995 c.278 §58; 1995 c.306 §40; renumbered 737.600 in 1999] 737.348[Formerly 736.170; 1975 c.556 §50; repealed by 1977 c.405 §6] 737.350Application for license by rating organization 737.355Licensing rating organizations generally; licensing workers’ compensation rating organizations; rules; revocation and suspension; fees 737.360Rating organization to accept insurers as subscribers; rules of organization to be reasonable; review of applications for subscribership and of reasonableness of rules 737.365Cooperative activities among rating organizations and insurers 737.370[Amended by 1967 c.359 §322; repealed by 1969 c.690 §29] 737.375[Amended by 1967 c.359 §323; repealed by 1969 c.690 §29] 737.380[Amended by 1967 c.359 §324; repealed by 1969 c.690 §29] 737.385[Repealed by 1967 c.359 §704] 737.386[1967 c.359 §325; repealed by 1969 c.690 §29] 737.390Regulation of joint underwriting and joint reinsurance 737.505Insured entitled to rate information; remedies of aggrieved persons 737.510Advisory organizations; registration; jurisdiction of director to restrict unfair practices 737.512[1959 c.324 §2; 1967 c.359 §316; renumbered 737.346] 737.515Examination of rating, advisory and other organizations; payment of costs; acceptance of report from another state 737.520[Amended by 1967 c.359 §330; repealed by 1969 c.690 §29] 737.525[Repealed by 1967 c.359 §704] 737.526Interchange of data; rules; promoting uniformity of rating laws 737.530[Repealed by 1967 c.359 §704] 737.535Withholding or giving false information prohibited 737.540[Repealed by 1967 c.359 §704] 737.545Procedure for suspension of rating organization license 737.547[1971 c.734 §183; repealed by 1975 c.769 §10] 737.550[Repealed by 1967 c.359 §704] 737.555[Repealed by 1967 c.359 §704] 737.560Rating organization membership 737.600Fictitious grouping for rate purposes prohibited; rules; exceptions 737.602Authorization for insurance for certain projects; premiums; qualifications 737.604Rules

Chapter 737 — Rates and Rating Organizations

ORS 737.245 Collusive ratings prohibited; liability for damages

In the event any insurer shall in collusion with any other insurer conspire to fix, set or adhere to insurance rates except as expressly sanctioned by the Insurance Code, such insurer shall be liable to any person damaged thereby for an amount equal to three times the amount of such damage together with the damaged party’s attorney fees.

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2026-01-01

2025 Oregon Revised Statutes — official online source