ORS 746.610 Application of ORS 746.600 to 746.690

Except as otherwise provided in ORS 746.606, 746.607, 746.608 and 746.609, the obligations imposed by ORS 746.600 to 746.690 apply to those insurers, insurance producers and insurance-support organizations that:

In the case of life or health insurance:

Collect, receive or maintain personal information, in connection with insurance transactions, that pertains to natural persons who are residents of this state; or

Engage in insurance transactions with applicants, individuals or policyholders who are residents of this state.

In the case of other kinds of insurance:

Collect, receive or maintain personal information in connection with insurance transactions involving policies or certificates of insurance delivered, issued for delivery or renewed in this state; or

Engage in insurance transactions involving policies or certificates of insurance delivered, issued for delivery or renewed in this state.

The rights granted by ORS 746.600 to 746.690 extend to:

In the case of life or health insurance, the following persons who are residents of this state:

Natural persons who are the subject of personal information collected, received or maintained in connection with insurance transactions; and

Applicants, individuals or policyholders who engage in or seek to engage in insurance transactions.

In the case of other kinds of insurance, the following persons:

Natural persons who are the subject of personal information collected, received or maintained in connection with insurance transactions involving policies or certificates of insurance delivered, issued for delivery or renewed in this state; and

Applicants, individuals or policyholders who engage in or seek to engage in insurance transactions involving policies or certificates of insurance delivered, issued for delivery or renewed in this state.

For purposes of this section, a person is considered a resident of this state if the person’s last-known mailing address, as shown in the records of the insurer, insurance producer or insurance-support organization, is located in this state.

Notwithstanding subsections (1) and (2) of this section, ORS 746.600 to 746.690 do not apply to personal information collected from the public records of a governmental authority and maintained by an insurer or its representatives for the purpose of insuring the title to real property located in this state.